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Group Health Coverage:
Group health coverage is
available for you and your family. You may choose from a high or low plan.
Basic Life Coverage or European Equivalent:
Tom James provides
a $20,000 base life insurance policy at no cost to the employee.
Long Term Disability:
This coverage
pays a benefit to you in the event you are unable to work for more than
90 days due to accident or personal illness. The benefit is 60% of your
base pay. Tom James pays 50% of the cost of LTD coverage.
Short Term Disability:
When you purchase Long Term Disability, Tom James gives you Short Term Disability. This benefit offers coverage in the event you are unable to work due to accident or personal illness beginning on day 31. The benefit covers you until day 90 and is 60% of your base pay.
Accidental Coverage:
This 24-hour
coverage insures against accidents that occur anywhere in the world, on
and off the job.
Voluntary Group Life
Varies by age
group and amount of coverage. This coverage is available for yourself,
your spouse and your children.
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Long Term Nursing Care:
Long term
care insurance provides a monthly benefit to covered individuals who are
unable to perform standard activities of daily living without assistance
because of injury, illness, or advanced age.
Cancer & Intensive Care:
Premiums vary depending on level of benefit, type of plan and plan options.
401(k) Plan (USA) or Company Pension (Europe):
The Tom James 401(K) Plan
is a systematic way of saving and earning investment income with attractive
features not found in most other savings and investments methods. It helps
you plan effectively for a financially secure retirement.
Employees age
18 or older who work 500 or more hours in a six-month period are eligible
to enroll. Enrollment dates are January 1st and July 1st.
Flex Plan:
The Flex Benefits Plan allows the employee to pay for certain out-of-pocket medical expenses, daycare expenses and insurance premiums with pre-tax income, saving a portion of the cost of these expenses.
*Dental:
You may choose between an HMO and a PPO. Within the PPO, a choice of high or low is available for you and your family. The PPO high plan includes child orthodontia, The HMO plan includes child orthodontia and adult orthodontia.
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* Dental is available in USA only.
Other benefits may be available in Europe only. |
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Benefits
